Fires are devastating regardless of their size. A fire occurring in your home means some form of fire damage restoration and smoke damage restoration is necessary.
Fire and smoke damage restoration are often covered by insurance, so it’s important to be prepared and get reimbursed for restoration through your insurance company. Today we’re going to focus on smoke damage, its removal, and making sure you get the most from your claim.
While fire damage causes the most obvious and visible manifestation of damage, smoke damage can seep through your entire home, making for an extensive restoration job.
Smoke Damage Explained
Smoke damage leaves residue in the form of soot and it also leaves non-visible chemicals and particles resulting in odor that needs to be removed as well. Also, smoke damage creates different forms of damages depending on the substances and surfaces the fire comes into contact with such as wood or plastic.
If you have smoke damage in various areas of the home, you’ll need a professional restoration company with the right equipment and expertise to handle the multi-faceted process of bringing your home back to its pre-loss state with smoke damage restoration.
Some of the common areas smoke damage affects are:
- Furniture fabrics
- Heirlooms & photographs
If left untreated, smoke damage can continue to cause damage through corrosion and other results of the complex chemical nature of combined substances. It’s imperative to work with an expert smoke damage company in Philadelphia, PA like ServiceMaster by ARTec and it’s also important to make arrangements with your insurer.
Insurance Tips for Philadelphia, PA Homeowners
Some tips for dealing with your insurer are:
- Contact your insurer immediately
- After contacting your insurer, contact ServiceMaster by ARTec, a smoke damage restoration company, immediately
- Review your policy – Different policies cover different types of damage. Important information to note includes filing deadlines, coverage limitations and exclusions, and insurance deductibles
- Document – With the policy information in mind, make sure to document the damage as thoroughly as possible. If you have a smartphone, use it to take photos, or use a digital camera if you have one handy. Files taken on these devices can be sent to your insurer more easily than hard copies. Be careful to document the affected area without disturbing it
- Gather needed items for the claim – After we provide smoke damage restoration we’ll provide you with a detailed list of services rendered and a receipt, which you’ll need to provide your insurer. Along with this, you’ll need to document other important information to make your claim such as dates, owner information, police reports, and a list of damaged items. The more thorough your claim, the higher the chance of complete coverage
Throughout the process, ServiceMaster by ARTec will be there to guide you through the smoke damage restoration process, handle any questions you have, and help you get your life back on track as soon as possible. If you’re in need, please call (610) 626-9002.